🏦 Best banks for savings in America Traditional banks like Chase, Wells Fargo, or Bank of America have the worst returns for keeping your money with them. While these banks will often give you 0.01% interest on your savings, here are my top banks that will give you 4% - 5% interest and help you multiply your money faster. In third place, the AMEX Savings Account has no minimum balances, no account fees, and great customer service with a 4.25% interest rate. In second place, Lending Club has no