Average mortgage rates are trending down and at three year lows. Explore today's rates. | Bankrate

Fewer Americans say they plan to travel for the holidays this year. According to Bankrate’s new Holiday Travel Survey, just 21% of Americans plan to travel this holiday season, down from 27% in 2024. What’s behind the drop? Bankrate Senior Industry Analyst Ted Rossman shares more from our latest survey. https://www.bankrate.com/credit-cards/news/holiday-spending-report/ | Bankrate

Holiday shopping season is almost here, and shoppers may encounter promotions for retail credit cards as a way to finance their purchases Bankrate’s annual Retail Cards Study found the average retail credit card APR remains above 30%. Bankrate Senior Industry Analyst Ted Rossman offers insights for the best ways to use retail cards wisely. Before you sign up for that store card, take a look at the full study: https://www.bankrate.com/credit-cards/news/retail-store-credit-card-survey/ | Bankrate