Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...
Melissa Horton is a financial literacy professional. She has 10+ years of experience in the financial services and planning industry. Robert Kelly is managing director of XTS Energy LLC, and has more ...
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On Nov. 19, 2025, in the midnight hours, death came as a friend for Velma Marie Arter in her home in Lookingglass Valley outside of Roseburg, Oregon, and there was a joyful family reunion in Heaven ...
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