A life insurance retirement plan offers a different set of benefits than other retirement account options, but they come with some drawbacks.

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

We break down the tax implications, advantages and downsides of using your cash value to supplement your retirement savings ...

AM Best's Edward Kohlberg breaks down how financial-strength ratings for life insurers and annuity providers work, why they ...

It may seem like everyone wants to sell you a whole life insurance policy. Is it worth it as a retirement savings hack?

Using a life insurance policy with a cash value can provide another income stream during retirement. However, this is a more complex form of retirement saving that you’ll want to approach carefully.

The decision to purchase life insurance is often a simple one when you have loved ones who depend on your income. After all, it's important to ensure that your family has what it needs financially ...

Just about everyone has a use for life insurance. Even if you don't have people who depend on you financially, end-of-life, funeral and burial costs can be quite expensive. Without life insurance, ...

Forbes contributors publish independent expert analyses and insights. I am the Executive Chairman of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted ...

Transamerica has been in business for more than 120 years. In addition to life insurance, it also sells retirement solutions, annuities, investments and employee benefits. Altogether, the company has ...

Learn what surrender charges are, how they affect life insurance and annuities, and ways to navigate or avoid these fees for ...