Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...
Declining mortgage rates in late 2025 are boosting refinance and home equity borrowing, with homeowners holding $11.2T in ...
Home equity line of credit (HELOC) rates have dipped to levels not seen since March 2023. The $30,000 home equity line of ...
Tapping into your home equity offers a way to borrow money at lower rates than unsecured loans. Here's how two key options compare on costs, ...
And as rates decline, refinancing activity rises: Refinance applications rose 111% compared to the same week last year, according to the latest Mortgage Bankers Association’s weekly application survey ...
Interest rates have remained stubbornly high over the past year as the Federal Reserve tried to push back against sticky inflation. While rate cuts were, at one point, expected to happen starting in ...
Average home equity in Oklahoma also more than quadrupled, soaring from $8,766 in 2020 to $46,562 in 2025, a 431% boost. Rounding out the top five were Connecticut (+297%), Kansas (+234%) and Illinois ...
Achieve reports a HELOC allows homeowners to borrow against home equity for expenses like debt consolidation, with flexible ...
How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...
Home equity is the percentage of your home you own outright, as opposed to the amount you still owe on a mortgage. If you made a 10% down payment, you'd start with 10% equity and increase from there ...