If your cash is still sitting in a traditional savings account, you’re probably leaving real money on the table. Right now, the best high-yield savings accounts are paying around 4.00% APY – a huge upgrade from the near-zero rates many traditional savings accounts still offer.

When it comes to building your financial cushion, where you park your money matters almost as much as the amount you put away in your savings account. The problem many savers encounter, though, is that traditional savings accounts at major banks typically ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Chime offers a high-yield savings account with no monthly fees or minimum deposit RgStudio / Getty Images Chime offers a “high-yield ...

After holding interest rates steady for much of 2025, the Federal Reserve closed out the year by trimming its benchmark rate three times between September and December. The central bank has now

Products like high-yield savings accounts and certificates of deposit (CDs) have been a boon for savers in recent years, offering higher-than-average rates and, in turn, the opportunity to earn solid returns on the money you've put into your savings.