At-fault insurance is meant to reduce some internal costs, but rates are increasing because companies are spending more on ...

Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

In 2019, Michigan passed a no-fault auto insurance reform law, primarily to lower Michiganders’ insurance rates, according to the state’s Department of Insurance and Financial Services. Five years ...

Hearsay statements are usually inadmissible unless an exception applies. Insurers can deny no-fault claims for material misrepresentations if they act promptly and provide strong evidence. They can ...

Lansing — Auto-Owners Insurance is preparing to sue the state of Michigan over the state's insistence on the continued enforcement of parts of the 2019 no-fault auto insurance reform to drivers who ...

Florida’s “no-fault” insurance laws provide certain protections, but in the process, they create a lot of confusion. Even worse, the no-fault system can limit your ability to seek compensation after a ...

Kentucky is a no-fault state, which means drivers are required to carry personal injury protection coverage, also known as PIP, to pay their own medical bills after an accident, no matter who is at ...