Insurance policies almost invariably contain a “fraud clause” allowing an insurer to void or deny an insurance claim if the insured misrepresents or conceals a material fact, either before or after a ...

As we’ve been tracking for over a year now, courts across the country have addressed the significant question of whether the federal laws governing federally owned or guaranteed student loans preempt ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Sellers and brokers often ask me what information they are required to share with potential buyers. This topic involves fraud and misrepresentation and is a complex subject, so it is difficult to ever ...

The Federal Housing Administration (FHA) this week announced a proposed Mortgagee Letter (ML) that would add fraud and misrepresentation to its defect taxonomy list for Title II FHA-sponsored mortgage ...

On 24 November 2025, the Judicial Committee of the Privy Council handed down judgment in Credit Suisse Life (Bermuda) Ltd v. Bidzina Ivanishvili [2025] UKPC 53. The judgment makes a significant ...

As a consumer, you are likely to have greater rights pursuing a claim under the Digital Markets, Competition and Consumers Act and Consumer Protection Regulations. A misrepresentation is a statement ...

When protection claims are declined, the headlines usually focus on the disappointment of customers left without support. But behind many of those cases lies a quieter, systemic issue: ...

Canadian immigration law requires that applicants be honest in their applications. The need for people to be thorough and truthful has perhaps never been more imperative than ever, as Immigration, ...