Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

And if you rely on a credit card, loans, or other ways of borrowing money, you’ll know that it becomes increasingly harder to ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Check out this 10-point plan of clever ways for would-be borrowers with credit scores near 600 to secure a personal loan.

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie Mac, which made a ...