Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...

And if you rely on a credit card, loans, or other ways of borrowing money, you’ll know that it becomes increasingly harder to ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Check out this 10-point plan of clever ways for would-be borrowers with credit scores near 600 to secure a personal loan.