These government-backed loans typically offer lower interest rates and require a minimum down payment of just 3.5%. And there's a wide range of FHA loan options to choose from. But as with any loan, ...

You don’t always need 20% down — here’s how to pay less ...

As of April 2025, the typical U.S. homebuyer’s down payment was $62,468, down roughly 1% on a yearly basis and the first annual decline in nearly two years. That’s according to a new report from ...

Even once you’ve reached the 20% equity threshold, you may still be charged for PMI.

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...