Money on MSN

The average credit score just dropped again. How do you stack up?

There’s a growing gap between thriving borrowers with strong credit and struggling borrowers whose delinquencies are bringing ...
Hosted on MSN

Loan Delinquencies Are Up, And Credit Scores Tick Down

More Americans are behind on payments, and in July, the average credit score fell. Delinquencies are increasing on mortgages and auto loans, and these balances are also growing due to inflation. Even ...
American Enterprise Institute

Estimating the Effect of a Two-Score System on Loan-Level Price Adjustments (LLPAs)

In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...
AOL

Credit scores drop at fastest pace since the Great Recession

Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The national average FICO ...
The Motley Fool

May 2025 Update: 3 Credit Score Perks Most People Don't Know About

Drivers with good credit pay about 43% less for car insurance compared to people with poor credit. Stronger credit can help you qualify for lower security deposits and better rental terms. Premium ...
Seeking Alpha

More Consumers Migrating to Higher Credit Scores Since Beginning of Pandemic, Though Some Borrowers Performing Like Those at Lower Levels

CHICAGO, July 12, 2023 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE: TRU) study, “Score Migration Impact to the Credit Ecosystem,” found that median credit scores – aided by government assistance ...

Want to Increase Your Credit Score? Here's How Much You Should Actually Use Your Card

Learn how much of your total credit you should be using to boost your credit score -- and when you're spending way too much.
AOL

Here's How Much Credit Scores Have Changed in Each State Over the Past 5 Years

Some money experts suggest you regularly check your credit score. One common way to do this is to look at your FICO score. This score is a particular brand of credit score that helps lenders determine ...
KCCI Des Moines

Buy Now, Pay Later loans will factor in to Americans' credit scores

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...
Forbes

Average Credit Scores Are Falling—Here’s How To Protect Your Finances Now

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...
Investopedia

Loan Delinquencies Are Up, And Credit Scores Tick Down

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. SimpleImages/Getty Images More ...