When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

So you're chasing that perfect 850 credit score? Respect. That's like getting a straight-A report card in adulting. But let's clear something up: once you're in the "excellent" credit range (which ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...