Credit scores are grouped into ranges between 300 to 850. The ranges are used by lenders to determine your creditworthiness. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain ...

Credit scores were down across the country over the past year. Missed payments could be one big reason why. Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to make payments,

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a financial risk perspective.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are most commonly used by lenders, and there are different versions of each.