Ratehub.ca is a mortgage-rate comparison marketplace and mortgage brokerage. It helps millions of Canadians compare and ...

The average mortgage refinance rate on a 30-year term is now 6.75%, as of January 8, 2026, according to Zillow. The median refi rate for a 15-year term increased overnight, moving from 5.50% to 5.72%.

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, but the impact will vary sharply depending on whether they hold fixed- or ...

Mortgage shoppers who didn’t pounce on that April low missed out on considerable savings. The lowest five-year mortgage rate ...

After more than two decades as a mortgage broker in Canada, I can tell you this: The questions I’m getting today are ...

Good news for consumers who have been waiting for mortgage rates to fall to enter the housing market: Interest rates have declined for the fourth consecutive week to the lowest levels in over a year.

Mortgage rates could fall in January, but they're more likely to hold steady. While daily ups and downs are a given, a major ...

Mortgage rates declined for the second week in a row, having bounced within a narrow range since early September. This predictability is welcome news for mortgage borrowers who have faced relatively ...