Certificates of deposit (CDs) are popular savings vehicles. They’re safe, and they’re interest-bearing, so it’s easy to see why people flock to them. However, depending on your needs, a CD isn't ...

Learn how to shop around, match terms, and earn higher than average APYs. Here's how to make more out of your CD investments ...

Let's be honest -- locking your money in a certificate of deposit (CD) can feel like watching paint dry. Sure, it's safe. But even today's 4.00+ APYs are too sluggish to truly grow long-term wealth.

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

Last week, amid President Trump’s major tariff moves, investors looked on as markets endured huge swings. Now, with Chinese imports facing tariffs of 145%, and an uptick in overall volatility, it’s ...

Over the past few years, many people have shifted some of their savings into high-yield certificates of deposit (CDs). It was a good strategy for some Americans interested in low-risk investments that ...

Issues with lingering inflation have forced the Federal Reserve to keep interest rates high overall for the last couple of years. That has been a good thing for savers, as it has resulted in increased ...

And, for those sitting on a meaningful chunk of savings — let's say $25,000 — that type of rate predictability can be ...

Because such funds are, in general, pretty much the same, he advises against paying a sales fee, or load, to buy shares. Long-term bond funds may offer somewhat higher yields, but with a greater ...

Certificates of deposit (CDs) have been really hot the past few years -- mostly because rates have been unusually high. Some are still offering north of 4.00% APY, which feels like free money when you ...