Introduced in 1989, the FICO Score is a three-digit figure that indicates to lenders how likely you are to repay your debt in full and on time. It's generated based on a variety o ...
This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...
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The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
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What is a good credit score?
A credit score is a number, usually between 300 and 850, that provides a snapshot of a consumer’s creditworthiness. Lenders use these scores to decide whether a potential borrower is qualified for a ...
Corrections & Clarifications: An earlier version of this story misstated the FICO score increase experienced. Consistent student loan payers have seen their average FICO Score increase by 6 points.
Americans in their 60s typically have credit scores in the upper 700s. Experian's latest data puts the average at 747 for baby boomers ages 61 to 79, comfortably above the 2025 national average of 713 ...
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